能详细说说吗？是五大银行吗？和BMO谈了半天，P-0.6. meridian credit union有人用过吗？1。90+$1000。不过要加一个buffer rate 1.5%, 明白人能给说说吗？多谢了！ (水城百事)

by 找贷款, Wednesday, July 14, 2010, 22:41 @ vc

A buffer of 1.50% will be added to the calculation of variable rate mortgage payments. This is done to offset changes in Prime, ensuring that your payments remain consistent throughout the term of your mortgage. Should rates remain unchanged, this will have the effect of reducing the amortization of your mortgage as a greater percentage of your payment will go against your principal.