滑铁卢华人, 水城百事论坛

一向如此 :-)

aeiou — Tue, 02 Feb 2010 11:09:12 GMT

Reply by aeiou, Tuesday, February 02, 2010, 11:09:

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挺Humble的

HH — Tue, 02 Feb 2010 10:14:27 GMT

Reply by HH, Tuesday, February 02, 2010, 10:14:

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(519) 745-3373

aeiou — Mon, 01 Feb 2010 22:01:29 GMT

Reply by aeiou, Monday, February 01, 2010, 22:01:

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知道电话吗？

999 — Mon, 01 Feb 2010 21:38:16 GMT

Reply by 999, Monday, February 01, 2010, 21:38:

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签完后还加？

999 — Mon, 01 Feb 2010 21:15:42 GMT

Reply by 999, Monday, February 01, 2010, 21:15:

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别担心，只是想在接触专业人员之前，尽量了解更多的信息。TD银行给的利率一样，他们的Set up费用是$750=$250（Appraiser）+$495（律师费）

999 — Mon, 01 Feb 2010 21:05:12 GMT

Reply by 999, Monday, February 01, 2010, 21:05:

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申明一下：喜洋洋本人并非地产和贷款从业人员，只是对该行业了解多一点，所表述的大嘴观点和意见仅供参考，不作为交易依据。具体的咨询专业地产和贷款经纪。 :-)

aeiou — Mon, 01 Feb 2010 19:25:57 GMT

Reply by aeiou, Monday, February 01, 2010, 19:25:

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正常。我以前LOC签的是P, 去年给我加成P+1.

aeiou — Mon, 01 Feb 2010 19:22:08 GMT

Reply by aeiou, Monday, February 01, 2010, 19:22:

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一般这种Account的还款利率是多少？CIBC 给的P+1 是否还可以低？我现在房子的贷款利率是P-0.9，能不能在我房子贷款的银行得到更低的Line of Credit利率？

999 — Mon, 01 Feb 2010 18:51:00 GMT

Reply by 999, Monday, February 01, 2010, 18:51:

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强力推荐你有一个Line of Credit ，你不用也没有利息，如果有事情急需用钱，亲戚朋友都不在加拿大，借钱很难的。:-) 亲眼所见过一些例子

aeiou — Mon, 01 Feb 2010 17:35:29 GMT

Reply by aeiou, Monday, February 01, 2010, 17:35:

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汇丰银行(HSBC)的汤晶

aeiou — Mon, 01 Feb 2010 17:26:13 GMT

Reply by aeiou, Monday, February 01, 2010, 17:26:

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当然是用手上的现金了，LOC 是要付利息的，但你随时可以用。

aeiou — Mon, 01 Feb 2010 17:25:04 GMT

Reply by aeiou, Monday, February 01, 2010, 17:25:

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不是Home Inspector,应该Appraiser, 不一定会进屋，有时只看一下外面。

aeiou — Mon, 01 Feb 2010 17:22:51 GMT

Reply by aeiou, Monday, February 01, 2010, 17:22:

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说的是假如

999 — Mon, 01 Feb 2010 17:15:06 GMT

Reply by 999, Monday, February 01, 2010, 17:15:

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当时CIBC用多久审批下来？听说还需要派Home Inpector去家里检查，是吗？

999 — Mon, 01 Feb 2010 17:07:35 GMT

Reply by 999, Monday, February 01, 2010, 17:07:

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谁知道旁边的一些银行里有说中文的吗

999 — Mon, 01 Feb 2010 17:05:57 GMT

Reply by 999, Monday, February 01, 2010, 17:05:

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好像这种借钱方式不限制你干什么，只需要房产抵押

999 — Mon, 01 Feb 2010 17:04:53 GMT

Reply by 999, Monday, February 01, 2010, 17:04:

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Aeiou给说说房产担保的Line of Credit有什么不好的地方。银行的人建议尽量用手里的现金余钱，然后做一个房产担保的Line of Credit账号，可以随时借钱，随时还钱，没有限制，是这样吗？

999 — Mon, 01 Feb 2010 17:03:00 GMT

Reply by 999, Monday, February 01, 2010, 17:03:

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150-160确实是便宜，4年前做CIBC的花了我$300

aeiou — Mon, 01 Feb 2010 13:30:23 GMT

Reply by aeiou, Monday, February 01, 2010, 13:30:

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CIBC 要400-600手续费, shit

999 — Mon, 01 Feb 2010 13:12:42 GMT

Reply by 999, Monday, February 01, 2010, 13:12:

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